{"id":316722,"date":"2026-09-23T09:42:00","date_gmt":"2026-09-23T04:12:00","guid":{"rendered":"https:\/\/newswriter.in\/?p=316722"},"modified":"2026-09-23T10:04:07","modified_gmt":"2026-09-23T04:34:07","slug":"pf-new-rule-%e0%a4%ac%e0%a5%87%e0%a4%b8%e0%a4%bf%e0%a4%95-%e2%82%b930-%e2%82%b940-%e0%a4%af%e0%a4%be-%e2%82%b950-%e0%a4%b9%e0%a4%9c%e0%a4%be%e0%a4%b0-%e0%a4%b9%e0%a5%88-%e0%a4%a4%e0%a5%8b-%e0%a4%95","status":"publish","type":"post","link":"https:\/\/newswriter.in\/?p=316722","title":{"rendered":"PF New Rule: \u092c\u0947\u0938\u093f\u0915 \u20b930, \u20b940 \u092f\u093e \u20b950 \u0939\u091c\u093e\u0930 \u0939\u0948 \u0924\u094b \u0915\u093f\u0924\u0928\u093e \u0915\u091f\u0947\u0917\u093e PF? \u091c\u093e\u0928\u0947\u0902 EPFO \u0915\u093e \u0928\u093f\u092f\u092e"},"content":{"rendered":"<p><strong>&nbsp;\u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940<\/strong><\/p>\n<p>\u091c\u092c \u0938\u0947 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u092a\u0940\u090f\u092b \u0915\u0940 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0935\u0947\u0924\u0928 \u0938\u0940\u092e\u093e \u0915\u094b 15,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 25,000 \u0930\u0941\u092a\u092f\u0947 \u092e\u0939\u0940\u0928\u0947 \u0915\u093f\u092f\u093e \u0939\u0948. \u0924\u092c \u0938\u0947 \u0907\u0938 \u092c\u093e\u0924 \u0915\u0940 \u091a\u0930\u094d\u091a\u093e \u0939\u094b \u0930\u0939\u0940 \u0939\u0948 \u0915\u093f \u091c\u093f\u0928\u0915\u0940 \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 25 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u0948, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u0915\u094d\u092f\u093e \u0928\u093f\u092f\u092e \u0939\u0948\u0964&nbsp;&nbsp;<\/p>\n<p>\u0938\u0930\u0915\u093e\u0930 \u0915\u093e \u0915\u0939\u0928\u093e \u0939\u0948 \u0915\u093f \u0907\u0938\u0938\u0947 \u092a\u0939\u0932\u0947 2014 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0939\u0941\u0906 \u0925\u093e. \u0905\u092c \u0928\u090f \u092c\u0926\u0932\u093e\u0935 \u0938\u0947 \u0932\u0917\u092d\u0917 51 \u0932\u093e\u0916 \u0928\u090f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0938\u0940\u0927\u0947 \u0924\u094c\u0930 \u092a\u0930 PF, \u092a\u0947\u0902\u0936\u0928 \u0914\u0930 \u092e\u0941\u092b\u094d\u0924 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u0947 \u0926\u093e\u092f\u0930\u0947 \u092e\u0947\u0902 \u0906 \u0917\u090f \u0939\u0948\u0902. \u0907\u0938 \u092b\u0948\u0938\u0932\u0947 \u0915\u093e \u092e\u0941\u0916\u094d\u092f \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0926\u0947\u0936 \u0915\u0947 \u0938\u0902\u0917\u0920\u093f\u0924 \u0914\u0930 \u0905\u0938\u0902\u0917\u0920\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0935\u094d\u092f\u093e\u092a\u0915 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u0926\u093e\u092f\u0930\u0947 \u092e\u0947\u0902 \u0932\u093e\u0928\u093e \u0939\u0948. \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092a\u0940\u090f\u092b \u0915\u091f\u094c\u0924\u0940 \u092c\u0922\u093c\u0928\u0947 \u0915\u0947 \u0915\u093e\u0930\u0923 \u091f\u0947\u0915-\u0939\u094b\u092e \u0938\u0948\u0932\u0930\u0940 \u0925\u094b\u0921\u093c\u0940 \u0915\u092e \u0939\u094b \u091c\u093e\u090f\u0917\u0940\u0964&nbsp;<\/p>\n<p>\u092a\u0939\u0932\u0947 \u0905\u0917\u0930 \u0915\u094b\u0908 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 15,000 \u0930\u0941\u092a\u092f\u0947 \u092e\u0939\u0940\u0928\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 \u092a\u0930 \u092a\u0939\u0932\u0940 \u092c\u093e\u0930 \u0928\u094c\u0915\u0930\u0940 \u092e\u0947\u0902 \u091c\u0941\u0921\u093c\u0924\u093e \u0925\u093e, \u0924\u094b \u0909\u0938\u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u092a\u0940\u090f\u092b \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0928\u0939\u0940\u0902 \u0925\u093e\u0964&nbsp;<\/p>\n<p><strong>\u092e\u0939\u0902\u0917\u093e\u0908 \u0914\u0930 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0935\u0947\u0924\u0928 \u092e\u0947\u0902 \u0924\u093e\u0932\u092e\u0947\u0932<\/strong>&nbsp;<br \/>\n\u0926\u0930\u0905\u0938\u0932, \u0938\u093e\u0932 2014 \u0938\u0947 \u0905\u092c \u0924\u0915 \u0926\u0947\u0936 \u092e\u0947\u0902 \u0914\u0938\u0924 \u0935\u0947\u0924\u0928 \u0914\u0930 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0935\u0947\u0924\u0928 \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0939\u0941\u0908 \u0939\u0948. \u0915\u0908 \u0930\u093e\u091c\u094d\u092f\u094b\u0902 \u092e\u0947\u0902 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0935\u0947\u0924\u0928 \u0939\u0940 15,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u0947 \u0906\u0938\u092a\u093e\u0938 \u092a\u0939\u0941\u0902\u091a \u0917\u092f\u093e \u0939\u0948. \u0910\u0938\u0947 \u092e\u0947\u0902 \u092a\u0941\u0930\u093e\u0928\u0940 \u0938\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915 \u0928\u0939\u0940\u0902 \u0930\u0939 \u0917\u0908 \u0925\u0940. \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0905\u0902\u0936\u0926\u093e\u0928 \u0915\u0940 \u0938\u0940\u092e\u093e \u092c\u0922\u093c\u0928\u0947 \u0938\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 <strong>\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u092c\u091a\u0924 \u092e\u0947\u0902 \u0907\u091c\u093e\u092b\u093e \u0939\u094b\u0917\u093e, \u091c\u093f\u0938\u0938\u0947 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u092e\u0947\u0902 \u0909\u0928\u0915\u093e \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u092b\u0902\u0921 \u0915\u093e\u092b\u0940 \u092c\u0921\u093c\u093e \u092c\u0928\u0947\u0917\u093e\u0964&nbsp;<\/strong><\/p>\n<p><strong>\u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092f\u094b\u0917\u0926\u093e\u0928<br \/>\n\u092a\u0941\u0930\u093e\u0928\u0940 \u0938\u0940\u092e\u093e (15,000 \u0930\u0941\u092a\u092f\u0947 \u092a\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e 12% \u092f\u094b\u0917\u0926\u093e\u0928)= 1,800 \u0930\u0941\u092a\u092f\u0947\/\u092e\u093e\u0939<br \/>\n\u0928\u0908 \u0938\u0940\u092e\u093e (25,000 \u0930\u0941\u092a\u092f\u0947 \u092a\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e 12% \u092f\u094b\u0917\u0926\u093e\u0928) = 3,000 \u0930\u0941\u092a\u092f\u0947\/\u092e\u093e\u0939<\/strong><\/p>\n<p>\u0907\u0938\u092e\u0947\u0902 \u0915\u0902\u092a\u0928\u0940 \u0914\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0926\u094b\u0928\u094b\u0902 \u0915\u0940 \u0924\u0930\u092b \u0938\u0947 12-12% \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948. \u0910\u0938\u0947 \u092e\u0947\u0902 25,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0938\u0940\u0932\u093f\u0902\u0917 \u092a\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0940 <strong>\u0938\u0948\u0932\u0930\u0940 1200 \u0930\u0941\u092a\u092f\u0947 \u0915\u092e \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u094b\u0917\u0926\u093e\u0928 \u0930\u093e\u0936\u093f 1800 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u092c\u0922\u093c\u0915\u0930 3000 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b \u0917\u0908\u0964&nbsp;<\/strong><\/p>\n<p><strong>\u0905\u092c \u0924\u092e\u093e\u092e \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u092e\u0928 \u092e\u0947\u0902 \u092f\u0939 \u0938\u0935\u093e\u0932 \u0909\u0920\u0924\u093e \u0939\u0948 \u0915\u093f \u0905\u0917\u0930 \u0909\u0928\u0915\u0940 \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 40,000 \u092f\u093e 50,000 \u0930\u0941\u092a\u092f\u0947 \u0939\u0948, \u0924\u094b \u0909\u0928 \u092a\u0930 \u0915\u094d\u092f\u093e \u0928\u093f\u092f\u092e \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e?<\/strong><\/p>\n<p>\u0928\u093f\u092f\u092e \u0915\u0939\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u0902\u092a\u0928\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0924\u094c\u0930 \u092a\u0930 \u0915\u0947\u0935\u0932 25,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0938\u0940\u092e\u093e \u092a\u0930 \u0939\u0940 \u0905\u092a\u0928\u093e \u0939\u093f\u0938\u094d\u0938\u093e 3,000 \u0930\u0941\u092a\u092f\u0947 \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u093e\u0927\u094d\u092f \u0939\u0948. \u0906\u0907\u090f \u0907\u0938\u0947 \u090f\u0915 \u0909\u0926\u093e\u0939\u0930\u0923 \u0938\u0947 \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902. \u0930\u093e\u0915\u0947\u0936 \u090f\u0915 \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0915\u0902\u092a\u0928\u0940 \u092e\u0947\u0902 \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0909\u0928\u0915\u0940 \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 50 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u0939\u0948. \u0930\u093e\u0915\u0947\u0936 \u0915\u0940 \u0915\u0902\u092a\u0928\u0940 CTC \u0938\u094d\u091f\u094d\u0930\u0915\u094d\u091a\u0930 \u092a\u0930 \u0915\u093e\u092e \u0915\u0930\u0924\u0940 \u0939\u0948, \u0910\u0938\u0947 \u092e\u0947\u0902 \u0935\u094b \u0905\u092a\u0928\u0940 \u092a\u0942\u0930\u0940 \u092c\u0947\u0938\u093f\u0915 (50,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e 12%= 6,000 \u0930\u0941\u092a\u092f\u0947) \u092a\u0940\u090f\u092b \u092e\u0947\u0902 \u0915\u091f\u0935\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902. \u0915\u0902\u092a\u0928\u0940 \u092d\u0940 6000 \u0930\u0941\u092a\u092f\u0947 \u0939\u0940 \u091c\u092e\u093e \u0915\u0930\u0947\u0917\u0940. \u0932\u0947\u0915\u093f\u0928 \u0935\u0939 \u092a\u0948\u0938\u093e \u0930\u093e\u0915\u0947\u0936 \u0915\u0940 \u0939\u0940 CTC \u092a\u0948\u0915\u0947\u091c \u0938\u0947 \u090f\u0921\u091c\u0938\u094d\u091f \u0939\u094b\u0917\u093e, \u091c\u093f\u0938\u0938\u0947 \u0930\u093e\u0915\u0947\u0936 \u0915\u0940 Take-Home \u0938\u0948\u0932\u0930\u0940 \u0915\u092e \u0939\u094b \u091c\u093e\u090f\u0917\u0940. \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0915\u0902\u092a\u0928\u0940 \u0915\u0947\u0935\u0932 25,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0938\u0940\u092e\u093e \u0924\u0915 \u0915\u093e \u0939\u0940 \u0926\u093e\u092f\u093f\u0924\u094d\u0935 3000 \u0930\u0941\u092a\u092f\u0947 \u0909\u0920\u093e\u090f\u0917\u0940\u0964&nbsp;<\/p>\n<p><strong>\u0905\u0917\u0930 \u0915\u093f\u0938\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0940 \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 40 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u092e\u0902\u0925\u0932\u0940 \u0939\u0948, \u0924\u094b \u0915\u094d\u092f\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948?&nbsp;<\/strong><br \/>\n\u092a\u0939\u0932\u093e \u0935\u093f\u0915\u0932\u094d\u092a: \u0905\u0927\u093f\u0915\u0924\u0930 \u0928\u093f\u091c\u0940 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0935\u0948\u0927\u093e\u0928\u093f\u0915 \u0938\u0940\u092e\u093e \u092a\u0930 \u0939\u0940 \u092a\u0940\u090f\u092b \u0915\u093e\u091f\u0924\u0940 \u0939\u0948\u0902. \u0907\u0938 \u0939\u093f\u0938\u093e\u092c \u0938\u0947 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 25,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e 12%= 3,000 \u0930\u0941\u092a\u092f\u0947 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u092c\u0928\u0924\u093e \u0939\u0948.&nbsp;&nbsp;<\/p>\n<p><strong>\u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 (12%):<\/strong> \u0915\u0941\u0932 3000 \u0930\u0941\u092a\u092f\u0947, \u091c\u094b \u0926\u094b \u0939\u093f\u0938\u094d\u0938\u094b\u0902 \u092e\u0947\u0902 \u092c\u0902\u091f\u0947\u0917\u093e-<br \/>\n<strong>EPS (\u092a\u0947\u0902\u0936\u0928 \u092b\u0902\u0921- 8.33%):<\/strong> 25 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e 8.33%= 2,083 \u0930\u0941\u092a\u092f\u0947\/\u092e\u093e\u0939<br \/>\n<strong>EPF (\u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u093f- 3.67%): <\/strong>\u20b9917\/\u092e\u093e\u0939<\/p>\n<p>\u0910\u0938\u0947 \u092e\u0947\u0902 \u092c\u0947\u0938\u093f\u0915 40 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947 \u0935\u0947\u0924\u0928 \u0938\u0947 \u0915\u0947\u0935\u0932 3,000 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0915\u091f\u0947\u0902\u0917\u0947.&nbsp;<\/p>\n<p>\u0926\u0942\u0938\u0930\u093e \u0935\u093f\u0915\u0932\u094d\u092a: \u092a\u0942\u0930\u0940 \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 \u092f\u093e\u0928\u0940 40 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u092a\u0930 PF \u0915\u093e\u091f\u0928\u093e.&nbsp;<br \/>\n\u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0915\u0902\u092a\u0928\u0940 \u0914\u0930 \u0906\u092a \u0938\u0939\u092e\u0924 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u0905\u092a\u0928\u0940 \u092a\u0942\u0930\u0940 \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 \u092a\u0930 12% \u092a\u0940\u090f\u092b \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902.&nbsp;<br \/>\n\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928: \u20b940,000 \u0915\u093e 12% = \u20b94,800 \u092a\u094d\u0930\u0924\u093f \u092e\u0939\u0940\u0928\u0947<br \/>\n\u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0915\u093e \u092f\u094b\u0917\u0926\u093e\u0928: \u0915\u0941\u0932 \u20b94,800 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939<br \/>\nEPS (\u092a\u0947\u0902\u0936\u0928 \u092b\u0902\u0921): \u0905\u0927\u093f\u0915\u0924\u092e 25,000 \u0915\u0940 \u0938\u0940\u092e\u093e \u092a\u0930 \u0939\u0940 \u0930\u0939\u0947\u0917\u093e, \u091c\u094b \u0915\u093f 2,083 \u0930\u0941\u092a\u092f\u0947 \u092e\u0939\u0940\u0928\u0947 (\u0905\u0917\u0930 \u0909\u091a\u094d\u091a \u092a\u0947\u0902\u0936\u0928 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0928\u0939\u0940\u0902 \u091a\u0941\u0928\u093e \u0917\u092f\u093e \u0939\u0948.)<br \/>\n<strong>EPF (\u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0927\u093f): \u092c\u091a\u093e \u0939\u0941\u0906 \u092a\u0942\u0930\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092f\u093e\u0928\u0940 2,717 \u0930\u0941\u092a\u092f\u0947\/\u092e\u093e\u0939.<\/strong><\/p>\n<p>\u0910\u0938\u0947 \u092e\u0947\u0902 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0915\u0947 \u0935\u0947\u0924\u0928 \u0938\u0947 4,800 \u0930\u0941\u092a\u092f\u0947 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0915\u091f\u0947\u0902\u0917\u0947 \u0914\u0930 \u0907\u0924\u0928\u093e \u0939\u0940 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0902\u092a\u0928\u0940 \u0915\u0940 \u0924\u0930\u092b \u0938\u0947 \u0915\u0941\u0932 \u092a\u0940\u090f\u092b\/\u092a\u0947\u0902\u0936\u0928 \u092e\u0947\u0902 \u091c\u093e\u090f\u0917\u093e. \u0932\u0947\u0915\u093f\u0928 \u0910\u0938\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0907\u0928 \u0939\u0948\u0902\u0921 \u0938\u0948\u0932\u0930\u0940 \u0915\u092e \u0939\u094b \u091c\u093e\u090f\u0917\u0940\u0964&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;\u0928\u0908 \u0926\u093f\u0932\u094d\u0932\u0940 \u091c\u092c \u0938\u0947 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u092a\u0940\u090f\u092b \u0915\u0940 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0935\u0947\u0924\u0928 \u0938\u0940\u092e\u093e \u0915\u094b 15,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 25,000 \u0930\u0941\u092a\u092f\u0947 \u092e\u0939\u0940\u0928\u0947 \u0915\u093f\u092f\u093e \u0939\u0948. \u0924\u092c \u0938\u0947 \u0907\u0938 \u092c\u093e\u0924 \u0915\u0940 \u091a\u0930\u094d\u091a\u093e \u0939\u094b \u0930\u0939\u0940 \u0939\u0948 \u0915\u093f \u091c\u093f\u0928\u0915\u0940 \u092c\u0947\u0938\u093f\u0915 \u0938\u0948\u0932\u0930\u0940 25 \u0939\u091c\u093e\u0930 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u0948, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u0915\u094d\u092f\u093e \u0928\u093f\u092f\u092e \u0939\u0948\u0964&nbsp;&nbsp; \u0938\u0930\u0915\u093e\u0930 \u0915\u093e \u0915\u0939\u0928\u093e \u0939\u0948 \u0915\u093f \u0907\u0938\u0938\u0947 \u092a\u0939\u0932\u0947 2014 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0939\u0941\u0906 \u0925\u093e. \u0905\u092c \u0928\u090f \u092c\u0926\u0932\u093e\u0935 \u0938\u0947 \u0932\u0917\u092d\u0917 51 \u0932\u093e\u0916 \u0928\u090f \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0938\u0940\u0927\u0947 \u0924\u094c\u0930 \u092a\u0930 PF, \u092a\u0947\u0902\u0936\u0928 \u0914\u0930 \u092e\u0941\u092b\u094d\u0924 \u091c\u0940\u0935\u0928 \u092c\u0940\u092e\u093e \u0915\u0947 \u0926\u093e\u092f\u0930\u0947 \u092e\u0947\u0902 \u0906 \u0917\u090f \u0939\u0948\u0902. \u0907\u0938 \u092b\u0948\u0938\u0932\u0947 \u0915\u093e \u092e\u0941\u0916\u094d\u092f \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0926\u0947\u0936 \u0915\u0947 \u0938\u0902\u0917\u0920\u093f\u0924 \u0914\u0930&hellip;<\/p>\n","protected":false},"author":5,"featured_media":316724,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[22],"tags":[7201,1219],"class_list":["post-316722","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-22","tag-epfo","tag-top-news"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/newswriter.in\/wp-content\/uploads\/2026\/09\/22A_178.jpg?fit=999%2C618&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/newswriter.in\/index.php?rest_route=\/wp\/v2\/posts\/316722"}],"collection":[{"href":"https:\/\/newswriter.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newswriter.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newswriter.in\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/newswriter.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=316722"}],"version-history":[{"count":1,"href":"https:\/\/newswriter.in\/index.php?rest_route=\/wp\/v2\/posts\/316722\/revisions"}],"predecessor-version":[{"id":316723,"href":"https:\/\/newswriter.in\/index.php?rest_route=\/wp\/v2\/posts\/316722\/revisions\/316723"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newswriter.in\/index.php?rest_route=\/wp\/v2\/media\/316724"}],"wp:attachment":[{"href":"https:\/\/newswriter.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=316722"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newswriter.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=316722"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newswriter.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=316722"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}